2% UNLIMITED Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories. 1 Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories. 1 $0 ANNUAL FEE No Annual Fee This card does not have an annual fee. No Annual Fee This card does not have an annual fee. 12 MONTHS 0% introductory APR for 12 months from account opening. After that your variable APR will be 16.74% – 24.74% 0% introductory APR for 12 months from account opening. After that your variable APR will be 16.74% – 24.74% Signify Business Cash® The deliberately simple business credit card EARN A $500 CASH REWARDS BONUS when you spend $5,000 in purchases for your business in the first 3 months. 2 Offers may differ from time to time and depend on the marketing channel. You must select Apply now to take advantage of the offer(s). 2% UNLIMITED Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories. 1 Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories. 1 $0 ANNUAL FEE No Annual Fee This card does not have an annual fee. No Annual Fee This card does not have an annual fee. 12 MONTHS 0% introductory APR for 12 months from account opening. After that your variable APR will be 16.74% – 24.74% 0% introductory APR for 12 months from account opening. After that your variable APR will be 16.74% – 24.74% Calculate your earning potential Simply enter your monthly business credit card purchases to see how much cash rewards you could earn in a year. Yearly cash rewards earning potential This tool is for illustration and educational purposes only. Redeeming rewards is simple You can easily apply the cash rewards you’ve earned as a statement credit to an eligible account. 3 Your rewards don’t expire as long as your account remains open. Features and benefits designed for the way you do business Earn more rewards Give your employees the power to make purchases for your business and earn more rewards. 4 Set employee spending limits, monitor cards, and more — online or in the mobile app. 5 Track expenses and employee card purchases with customizable, instant alerts. 6 Account management Wells Fargo Mobile® app Enjoy the freedom and convenience of secure account access — virtually wherever business takes you. 5 Digital wallets Add your Signify Business Cash® Card to your device’s digital wallet for quick, secure payments. 7 Recurring bill payments Save time and make recurring payments with merchants that you pay regularly while turning your business expenses into rewards. Control and security Zero Liability Protection Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly. 8 Mastercard ID Theft Protection™ Detection and protection against identity theft, including monitoring, alerts, and expert resolution 24/7/365. Enrollment is required. 9 Mastercard Business Assistant Efficient and expert assistance, 24/7 — from arranging business travel or meetings, to recommending restaurants or office equipment upgrades. 10 Travel features Complimentary membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees. 11 Worldwide Automatic Common Carrier Travel Accident Insurance Get Travel Accident Insurance protection of up to $250,000 when you purchase your airline or other common carrier ticket with your eligible credit card. 12 MasterRental Insurance Coverage Drive with extra confidence when traveling for business, here or abroad, knowing you're protected against damage to, or theft of, a vehicle rented using your Signify Business Cash® Card. 13 Signify Business Cash® Card FAQs What is a business credit card? + A business credit card is a card designed specifically for business purposes. It functions like a regular credit card, but it is issued to a company or business instead of an individual. It allows businesses to make purchases, manage funds, and separate personal and business expenses. What is needed for a business credit card? + To get a business credit card, you’ll need to supply both personal and business information and documentation. On the personal side, you must share your contact information as well as your Social Security number or ITIN. For the business side, you must provide your business’s legal name, address, and contact details and employer identification number (EIN) if you have one. We’ll also need some basic information about anyone who owns 25% or more of the business including name, address and SSN or other government issued ID number. How do I apply for the Signify Business Cash® Card? + You can apply for a business credit card online or in person. To apply online, start here . Or, you can make an appointment at your local Wells Fargo branch . Is there an annual fee for the Signify Business Cash® Card? + There is a $0 annual fee for the Signify Business Cash® Card by Wells Fargo. Do cash rewards expire? +

The cash rewards you earn do not expire as long as your account is open. Is there a fee for adding employee cards? + You can add employee cards to Signify Business Cash® at no additional cost. 4 Employee cards offer convenience while also helping you manage and keep track of business expenses. Employee cardholders can also use the Wells Fargo Mobile® app to track their credit usage when they’re on the go. What features are included in the Signify Business Cash® Card? + The Signify Business Cash® Card by Wells Fargo is loaded with features, and there’s $0 annual fee to own the card. Here’s a look at some of the perks: Unlimited 2% cash rewards 1 on business purchases Redeem your rewards as a statement credit 3 No additional cost employee cards 4 How much cash rewards can I earn with the Signify Business Cash® Card? + You will earn unlimited 2% cash rewards 1 on purchases made for your business. Can a customer with an existing Wells Fargo business credit card apply for the Signify Business Cash® Card? + Yes. Current Signify Business Essential and Signify Business Elite credit card customers can apply for a new Signify Business Cash® Card and have both (even if using the same TIN/EIN for both). Some important items to note: A single company cannot have more than one Signify Business Cash® Card account, even if different owners apply separately. A 'product switch' is not an available feature for Signify Business Cash®. Customers who want the Signify Business Cash® Card need to apply. Other things you need to know Offers may differ from time to time and depend on the marketing channel. You must select Apply now to take advantage of the offer(s). Refer to the Wells Fargo Signify Business Cash Credit Card Customer Agreement and the Signify Business Cash World Elite Mastercard® Credit Card Guide to Benefits to learn more. This offer is not a guarantee of credit. Credit card is subject to credit qualification. Footnote 1. 2% cash rewards are earned for every $1 spent in qualifying purchases, made on Business Card account(s), rounded to the nearest one cent. "Qualifying purchases" are net purchases (purchases minus returns/credits) and exclude cash advances and cash equivalents of any kind (such as ATM charges, overdraft protection advance, traveler’s checks, money orders, pre-paid gift cards, person-to-person money transfers, digital currencies (to the extent accepted), and wire transfers); balance transfers including the use of SUPERCHECKS; disputes, illegal actions, and violations (such as disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (such as late fees, returned payment fees, monthly or annual fees); and gambling transactions of any kind (such as bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Refer to the Summary of Wells Fargo Business Rewards® Program Terms and Conditions and Signify Business Cash® Card for further details. ←back to content Footnote 2. To qualify for the $500 cash rewards bonus, a total of at least $5,000 in qualifying net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus cash rewards will show as redeemable within 60 days after they are earned. “Purchases” that do not apply to this offer and do not earn cash rewards include: cash advances and cash equivalents of any kind (such as ATM charges, cash advances (including overdraft protection advance), traveler’s checks, money orders, pre-paid gift cards, person-to-person money transfers, digital currencies (to the extent accepted), and wire transfers); disputes, illegal actions, and violations (such as disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (such as late fees, returned payment fees, monthly or annual fees); gambling transactions of any kind (such as bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances may affect the credit line available for this offer. Refer to the Summary of Wells Fargo Business Rewards® Program Terms and Conditions and Signify Business Cash® Card for more information about the rewards program. ←back to content Footnote 3. Rewards redeemed as a credit to an eligible Wells Fargo business credit product are applied toward your principal balance. You must still make regularly scheduled payments. ←back to content Footnote 4. Account Guarantors are responsible for repayments of all debts on the account, including all transactions made by Employee Cardholders. ←back to content Footnote 5. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. ←back to content Footnote 6. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. ←back to content Footnote 7. Digital wallets may not be available on all devices. Your mobile carrier’s message and data rates may apply. ←back to content Footnote 8. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Signify Business Cash Credit Card Customer Agreement . ←back to content Footnote 9. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris ® Powered by Generali. Please review the Signify Business Cash World Elite Mastercard® Credit Card Guide to Benefits for details, or call 1-800-Mastercard (1-800-627-8372). ←back to content Footnote 10. This benefit may be subject to change without prior notice. Please review the Signify Business Cash World Elite Mastercard® Credit Card Guide to Benefits for details, or call 1-844-281-5031. ←back to content Footnote 11. Lounge visit fees will apply. Lounge fees are subject to change without notice. Payment is required with an eligible Wells Fargo Signify Business Mastercard ® . Please refer to prioritypass.com/wellsfargosignify for enrollment and program details. Offers vary by airport location. All third-party products and services referenced herein are trademarks of their respective owners. ←back to content Footnote 12. The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common carrier fare must be paid in full with your Wells Fargo Signify Business Cash ® Credit Card and/or rewards program associated with cardholder's covered account. A maximum benefit amount and certain restrictions and limitations apply. Please review the Signify Business Cash World Elite Mastercard® Credit Card Guide to Benefits for details. ←back to content Footnote 13. Benefit is subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG Company. Please review the Signify Business Cash World Elite Mastercard® Credit Card Guide to Benefits for details, or call 1-800-Mastercard (1-800-627-8372). ←back to content Signify Business Cash® Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months . 2 Signify Business Cash® Important Credit Terms You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website. Continue Opens in a new window. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the content, links, privacy policy, or security policy of the website. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the content, links, privacy policy, or security policy of the website. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. You're leaving the Wells Fargo website You’re headed to Choicehotels.com now, and although Wells Fargo has a relationship with Choice Hotels®, we do not operate their site and their security and privacy policy may be different. You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. You're leaving the Wells Fargo website You're headed to Expedia now, and although Wells Fargo has a relationship with Expedia, Inc., we do not operate their site and their security and privacy policy may be different. Informacion Importante Tenga en cuenta que Wells Fargo podría proporcionar todas o algunas de sus comunicaciones, incluidas solicitudes, declaraciones informativas y comunicaciones sobre prestación de servicios, solo en inglés. Si tiene preguntas o necesita asistencia en su idioma, contáctenos y solicite asistencia en su idioma a un empleado. No se cobra ningún cargo por esta asistencia.