New joins who maintain eligible Hospital and Extras cover can get up to 10 weeks free plus 15,000 Live Better points ($150 in gift cards) for singles/single parents or 30,000 Live Better points ($300 in gift cards) for couples/families. We’ll also waive 2&6 month waiting periods on Extras.€ Use promo code 10WEEKSPLUS Use promo code 10WEEKSPLUS 4 weeks free on Extras cover New joins who maintain eligible Extras cover can get: 4 weeks free $50 gift card 2&6 month waits waived on eligible extras T&C's apply.ᶲ New joins who maintain eligible Extras cover can get: 2&6 month waits waived on eligible extras Find health insurance that's right for you Find overseas health cover for your stay in Australia Could you be eligible for a corporate discount on your health cover? Want a great deal on your health insurance? Before you join a Medibank health cover, make sure you check out our latest offers and promotions. Medibank Travel Insurance Planning to travel? Our award-winning travel insurance could help you relax and enjoy your much-needed break even more. ¥ Why choose Medibank private health insurance? With over 40 years of experience, we understand what better health means for our 3.7 million members. Accident Cover Boost If you have an Accident, you’ll have access to all clinical categories included in Gold level hospital cover, no matter what level of hospital cover you have, thanks to our Accident Cover Boost. + 24/7 Medibank Mental Health Support Medibank health insurance members can chat to a mental health professional over the phone or online about how they feel and get guidance on what they can do next, at no extra cost. < Chat online or call 1800 644 325 anytime of the day or night, 7 days a week. 100% back on dental check-ups twice a year on eligible extras= Here’s something to smile about – Medibank members with eligible extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist. = 100% back on optical on eligible extras± At Medibank we think you deserve to see the world clearly. That’s why when you join eligible Medibank extras you get 100% back on optical items at all recognised providers up to annual limits. ± Switching to Medibank has never been easier 1. Find your cover We help you find the health insurance that best suits your needs. 2. Let us do the paperwork Simple and easy. Once you let us know your current health fund, we'll initiate the closure of your existing membership. 3. No waiting periods again There’s no need to re-serve waiting periods you’ve already served with your old fund.* Awarded Outstanding Value Health Insurance 18 years running We're proud to deliver award-winning health insurance products, but don't just take our word for it. Canstar have awarded Medibank an outstanding value award for health insurance in Australia for the 18th year in a row. Need more help? ¥ Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations , visit medibank.com.au/travel-insurance/help/ + For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply. < Some referred services may involve out-of-pocket costs and waiting periods may apply. = Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details. ± Excludes Healthy Living Extras. Applies to prescription glasses and select contact lenses. Some lens coatings are excluded. 6 month waiting period applies. * You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover. € For full Hospital and Extras offer Terms, Conditions and Exclusions, click here . ᶲ For full Extras only offer Terms, Conditions and Exclusions, click here . Health members save 15% Ready for your next adventure? Help protect your trip with award-winning Medibank Travel Insurance. Plus, if you're a Medibank or ahm health member, you can save 15%. Multi-award winning travel insurance We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024. Where are you headed? Get travel insurance for your overseas holiday. Choose between our Medical Only or Comprehensive plans for peace of mind. Cover for unforeseen cancellations, amendments and delays, plus up to $10,000 towards any rental car insurance excess for rental car damage or theft. Compare Travel Insurance Decide what you want to have cover for, select your inclusions, and enjoy a relaxing trip. More than one trip a year? Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months. Need more help? Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations , visit medibank.com.au/travel-insurance/help/ 1 month free pet insurance? Sign up to Medibank Pet Insurance by 13 October 2026 and get your first month’s premium free. T&Cs apply.* Use promo code: 1FREE Plus, Medibank and ahm health members save 10% every year. # Sign up to Medibank Pet Insurance by 13 October 2026 and get your first month’s premium free. T&Cs apply.* Use promo code: 1FREE Plus, Medibank and ahm health members save 10% every year. # Help protect your furry companion Medibank Dog Insurance can help give your tail-wagging pals cover if something goes wrong. Claim up to 90% on eligible vet bills, with annual benefits up to $30k with Pet Max. Ω Get cover for accidental injuries and illnesses, with cover available for life. ± Plus, health members save 10% on Medibank Pet Insurance. # Medibank Cat Insurance can help give your purry friend the care it deserves. Claim up to 90% on eligible vet bills, with annual benefits up to $30k with Pet Max. Ω

Get cover for accidental injuries and illnesses, with cover available for life. ± Plus, health members save 10% on Medibank Pet Insurance. # Award-winning pet insurance We're pretty proud to have award winning pet insurance for your four-legged friends. Winner of Mozo’s 2025 People’s Choice Award for Excellent Customer Service and Highly Trusted Pet Insurance, Mozo's 2024 and 2025 Experts Choice Award for Exceptional Quality Pet Insurance and Winner of Canstar’s 2023, 2024 and 2025 Outstanding Value Pet Insurance with Routine Care award. Get the most out of your cover, with all the bells and whistles You can add additional benefits like Routine Care (non-insurance benefit) or Extra Care (included in Pet Max policies).† This will be on top of benefits that are included with all Medibank Pet Insurance policies, like access to myPetPass ® rewards programme ++ including Live Vet Support ^ , and GapOnly ® claiming. ~ Extra Care is an additional benefit available with Medibank Pet Insurance that can cover things like specialised therapies and the treatment of specified dental conditions. You can learn more about Extra Care here . Routine Care is an optional benefit available with all Medibank Pet Insurance policies. # Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal. Ω Policy T&Cs, limits, exclusions and waiting periods apply. Sub-limits and excess may apply. ± As long as we continue to provide the product, we’ll offer renewal of your policy every year (subject to the terms and conditions of the policy). See details in your Product Disclosure Statement . ++ myPetPass® is a rewards programme provided by PetSure (Australia) Pty Ltd and available to holders of active Medibank Pet Insurance policies. myPetPass® perks are provided by PetSure and third-party suppliers and also subject to these third-party suppliers’ terms and conditions. myPetPass® perks and/or the myPetPass® rewards programme may be amended or withdrawn any time without notice. Full Terms & Conditions available at mypetpass.com.au/terms . ^ Live Vet Support is a service provided by PetSure that gives you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet Support consultations subject to the Customer Portal terms of use available at petportal-medibank.petsure.com.au/ . ~ Available at participating vets, find your nearest GapOnly® Vet here . The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner. † Policy T&Cs, extra care limit, applicable benefit percentage, waiting periods and exclusions apply. Excess may apply. Extra Care is an included additional benefit with the Pet Max plan and an optional benefit available with Pet Protect and Pet Plus. See PDS for more information. *Offer commences 12.01am on AEST 15 July 2026 and ends 11.59pm on AEDT 13 October 2026 ( Offer Period) . Offer provides customers with their first month free in their first policy year only when they purchase a new Medibank Pet Insurance Policy during the Offer period (Offer) . If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. Offer will cease if you change your level of cover. Offer only applies to new Medibank Pet Insurance policies purchased during the Offer Period, online, or by phone using the promo code 1FREE. Medibank and ahm health members can receive the Offer in addition to the 10% standard Medibank and ahm health member discount on the first year’s premium only. Not available with any other offer except for: the existing Medibank and ahm health members standard discount, if applicable; the 5% multi-pet discount for additional pets, if applicable. certain third-party offers available from time to time (as specified in any offer terms and conditions). Staff members: Excludes Medibank and ahm staff members. Offer subject to the terms and conditions of the Medibank Pet Insurance policy. Eligibility criteria applies for Medibank Pet Insurance and is subject to the Medibank Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). Medibank Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice. *Offer commences 12.01am on AEST 15 July 2026 and ends 11.59pm on AEDT 13 October 2026 ( Offer Period) . Offer provides customers with their first month free in their first policy year only when they purchase a new Medibank Pet Insurance Policy during the Offer period (Offer) . If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the one month free will be deducted from your first policy year premium at the time of purchase. Offer will cease if you change your level of cover. Offer only applies to new Medibank Pet Insurance policies purchased during the Offer Period, online, or by phone using the promo code 1FREE. Medibank and ahm health members can receive the Offer in addition to the 10% standard Medibank and ahm health member discount on the first year’s premium only. Not available with any other offer except for: the existing Medibank and ahm health members standard discount, if applicable; the 5% multi-pet discount for additional pets, if applicable. certain third-party offers available from time to time (as specified in any offer terms and conditions). Excludes Medibank and ahm staff members. Offer subject to the terms and conditions of the Medibank Pet Insurance policy. Eligibility criteria applies for Medibank Pet Insurance and is subject to the Medibank Pet Insurance terms and conditions (Refer to the Product Disclosure Statement). Medibank Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice. Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank). Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance . Help protect the ones you love most with Medibank Life Insurance Cover up to $2.5m depending on your age and income, with advance payment for terminal illness. 1 Plus, Medibank health members save 10% every year. Income protection Choose a sum insured of up to 70% of your monthly pre-tax income (up to $12,500 per month, depending on your age). 2 Medibank health members save 10% every year. Award-winning life insurance, proud to be winners of Most Loved, Top Value and Legendary Service in the 2025 Finder Awards for Life Insurance - Direct. Want to add some extra cover to your life insurance? You can add additional cover for Critical Illness, Total and Permanent Disability, or Children. These additional covers can help tailor your insurance policy. Critical Illness Cover Critical Illness Cover can provide a benefit up to $1m if you suffer a critical illness. 3 Total Permanent Disability Cover Total and Permanent Disability (TPD) Cover can provide up to $1.5m in cover, to help you focus on treatments and rehabilitation when you need it most. 4 Child Cover can provide up to $200,000 to help protect your loved ones if they were to suffer a traumatic illness or event. 5 Want to talk to us? Whether you're looking for a new quote or have a question about life insurance, we're here to help. Call us Monday to Friday from 8:00am to 8:00pm AEST/AEDT. 1 Lump sum payable if you suffer a terminal illness and your life expectancy is 12 months or less. For the definition of terminal illness, please refer to the PDS . 2 Eligibility criteria apply. Pre-tax income is defined in the PDS . 3 For details on the optional Critical Illness Cover, including definitions and eligibility criteria, please refer to the PDS . 4 For details on the optional TPD Cover, including definitions and eligibility criteria, please refer to the PDS . 5 For details on the optional Child Cover, including definitions, qualifying periods and eligibility criteria, please refer to the PDS . Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, distributes and services Medibank life insurance, which is promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank). Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should consider these factors, the appropriateness of the advice, and carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide before making a decision to acquire, or continue to hold, the product. Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy , Medibank Private's Privacy Policy or Zurich's Privacy Policy . Request a call back Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance. We'll have someone call you soon to help with any questions you have. COVID-19 Health Assist - Expression of interest Complete this form to express your interest in one of our programs. If you're eligible, a member of our team will call you within 2-3 business days. What program are you interested in? Sorry, only members with current Hospital cover are eligible to participate in these programs Eligible Medibank members with Extras cover are able to access a range of telehealth services included on their cover - you can find out more here . Alternatively, if you would like to talk to one of our team about your cover, we're here on 132 331 . Your membership details Please provide your details so we can know how to contact you. Your contact details By clicking Submit, I understand that Medibank or its subsidiaries may contact me to discuss my eligibility for the Covid-19 Heath Assist program(s), and will disclose my personal information within the Medibank Group of companies and to third party service providers. Please see Medibank’s privacy policy for further information about how Medibank will handle my personal information, and how to contact Medibank: https://www.medibank.com.au/privacy/ Thank you for expressing your interest in one of our COVID-19 Health Assist programs. If you are eligible, one of our health professionals will call you in 2-3 business days to discuss your situation and help to enrol you in the relevant program. There is no cost to participate, however some referred services may incur an out of pocket cost.